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A wage garnishment is issued by IRS and served on your employer requiring them to withhold a large percentage of your wages (in addition to the current tax withholdings) and pay it over to the IRS.  This wage garnishment stays in effect until the tax balance is paid in full.  Often the amount remaining that you receive in your paycheck is not enough to live on. The good news is that wage garnishments can be released or at least modified if you take action.  In my experience, there is generally some other problem related to the wage garnishment (ie, unfiled returns, failure to communicate, defaulted payment plan, etc) that we can take care of.  Both you and your employer would benefit from you getting this problem resolved (or avoided if you haven't yet been garnished). If you have received certified mail from IRS, Levies and Wage Garnishments probably aren't very far behind.  If you're self employed, your accounts receivable can also be levied.

Curtis E McAllaster Certified Public Accountant

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